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Yield Curve · % · Daily

2Y–3M Treasury Spread

What It Is

The spread between 2-year and 3-month US Treasury yields. Captures the near-term shape of the yield curve.

Why It Matters

Reflects market expectations for the Fed's next 2 years of policy. Inversion here often precedes the more widely watched 10Y-2Y inversion.

How To Read

Positive = market expects rates to stay elevated or rise. Negative = market expects the Fed to cut rates within 2 years.

Key Levels
0%Inversion level
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